Major Medical

All of our companies are "A" rated by AM Best. We consider only the best of the best companies that are dedicated to the individual and family health insurance market. Furthermore, all of our companies have been in business for at least 40 years, offering time-tested coverage that's shown measurable success through the years and has consistently maintained the highest quality of service available anywhere.

Customer service IS critical in the health insurance industry and extremely important to us. That's why we insist that claims be promptly processed. In fact, 94% of the claims presented to our companies are processed within 10 working days or less, giving you peace of mind.

Our health plans tap the largest, most extensive network of doctors and hospitals in America. No company has access to as many health care professionals as our companies. That translates into buying power for you, buying power that provides substantial discounts and significant savings. You will get the best rate from the most competent network of doctors and hospitals in the world.

We offer traditional PPO plans, tax-favored HSAs (health savings accounts connected to high deductible health insurance plans), and short term plans, which are especially helpful for those in transition. Most policies are worth at least $3 million dollars, and your initial premium is guaranteed for a minimum of 12 months, though some plans have an option to extend that guarantee to 24 months. Many of these plans provide dental coverage, vision discounts, and prescription drug coverage, as well, along with such added value services as a 24 hour nurses hotline, informative newletters, and various consumer discounts for such things as travel, amusement parks, hearing aids, and job search assistance.